1. The "Walang Interest" promo which will run from June 10, 2025 to August 10, 2025, this applies to all first-time ML Quick Cash Loan (Prenda) customers, and existing M Lhuillier customers with active prenda at other pawnshops who will transfer their pawned items to M Lhuillier during the promo period.

2. All first-time customers and existing M Lhuillier customers who will transfer their pawned items to M Lhuillier are eligible for zero advance interest on any principal amount for the first month only.

3. First-time customers may avail of the advance interest waiver only once.

4. Customers transferring pawned items (Lipat Sangla) may avail multiple pawn tickets for transfer throughout the promo period.

5. The "Walang Interest" promo is available to all M Lhuillier branches nationwide.

6. All employees of M Lhuillier Financial Services, Inc. and their relatives up to the second degree of consanguinity or affinity are disqualified from joining the promo.

Per DTI Fair Trade Permit No. FTEB-227101, Series of 2025